VDFVDFB
@grgrgg
CMHC would need to die, over time it was one of the factors for home unaffordability, it shifts risk away from lenders so they venture to lend more than they should. Killing it (and returning premiums as payment to principals) would guaranteed deflate home prices (unpopular idea)
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rwerws
@sdvss
Risk shifting could lead to over-lending.
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