I have the feeling that applications like @daimo @beam-eco and https://www.zkbob.com/ are underrated. They are finally fulfilling the original promise of blockchain technology: Fair and equal access to programmable money for everybody.

Your own bank, on ethereum
https://github.com/daimo-eth/daimo

Beam is for payments⁜ beam.io · /beam · built on /eco 

Developer Relations at Edge & Node, working on The Graph. Opinions are mine.

The simple and great UX is only possible thanks to recent developments in the space: Account abstraction, smart accounts, layer twos. My wish list for further improvements:
- Better interoperability
- Privacy preserving transactions (hat tip to zkBOB)
- Auto interest bearing

Making crypto as easy to use as cash 💪

+1000 @beam-eco ETHDenver activation was insane!

And @daimo simplicity 🤌

Yes, took me a while to get the @daimo access. But @beam-eco is free for all as far as I know: https://beam.eco/ 

I can send you invites to both btw

Not underrated. most of them are gatekept with an invite. I really hate this tbh.