The United States is a global leader in digital currency regulation. While each state has different laws regarding digital currencies, federal authorities also have varying perspectives. For instance, the Financial Crimes Enforcement Network (FinCEN) doesn’t consider digital currencies as legal tender, but since 2013

Various federal committees and agencies, including the SEC, CFTC, and FTC, have been involved in legislation. State-level actions have also been significant. Overall, the U.S. takes a multifaceted approach to digital currencies, considering them both commodities and assets.

they recognize digital currency exchanges as service providers and tokens as a category of assets. The definition of digital currencies varies, but they are often referred to as “virtual currencies,” “digital assets,” “tokens,” or simply “crypto.”

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