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Saving would be the first step for financial security. A saving, no matter how small it could be for every month might be able to keep any person going during unforeseen times. In total, investment would be the next step which leads towards financial advancement. Essentially, investment falls in the category of the stock markets, mutual funds, and real estate also though, these days a few are also taking up gold. Before investing though, one must decide the financial goals first and thereafter a long-term planning needs to be done.