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Financial literacy is the skill to understand and manage your money well, covering areas like budgeting, saving, debt, and investing. Becoming financially literate starts with basic steps: track your spending, set a budget, build an emergency fund, and educate yourself about credit and investment options. By doing this, you will make better choices, avoid unnecessary debt, and work toward important financial goals like buying a home or retiring.

A few essential rules: spend less than you earn, start saving early, avoid high-interest debt, and have a financial plan. Financial literacy gives you confidence and control over your finances, reducing stress and empowering you to create a stable, secure future.
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Understanding and managing your finances is crucial for a stable future. Start by tracking your spending, setting a budget, and saving early. Avoid high-interest debt and educate yourself about credit and investments. Financial literacy is key to making informed decisions and working towards your financial goals.