Lately I’ve been spending some time digging into @humafinance. 

It’s one of those things I initially brushed past, but the more I looked, the more it made sense. 

They’re building what they call the “PayFi” layer.

They are kind of bringing traditional finance tools (like invoice financing) into the DeFi world. 

It's different from the usual DeFi noise, and that’s what pulled me in.

I’m still exploring but we’ll break it all down little by little hehe 😉

What Even Is PayFi?

The term ‘PayFi’ was new to me. But once I understood it, it clicked. 

You’re a business and you’re waiting to get paid in 30 or 60 days, but you need cash now. 

@humafinance lets you borrow against that future income, and the loan is backed on-chain.

That’s something businesses have always needed, but now it’s built with crypto rails. 

It isn’t something flashy, but rather practical and that’s rare in this space.

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