a universal onchain wallet will be 10x better for builders and users by providing everything:

- info (email, phone, shipping, socials)
- funding (balance, card, ach)
- verification (KYC, humanity)
- onchain activity (addresses, social)

10x better than web2 or embedded wallets

@base builder #001; onchain cities w/ OAK & city3

except most users don't care about this

and successful apps have incentives to build walled gardens to keep users and their funds in their ecosystem

building /hype 
walking /10k
ycs22 
uchicago baseball ‘19

it'll be 10x better for builders. as an app builder would you rather start with all the info and funding or nothing?