Moral excellence comes about as a result of habit. We become just by doing just acts, temperate by doing temperate acts, brave by doing brave acts

The most dangerous way to lose time is not to spend it having fun, but to spend it doing fake work. When you spend time having fun, you know you're being self-i

In the same way, financial discipline is built through habit. We become responsible investors by making responsible investment decisions, and savvy traders by consistently making informed trades.