It's hard to put into words my pessimism about XRP as a long-term cross-border payment solution, let alone the many times its CEO has publicly sung the praises of Bitcoin.The list of problems with XRP is so long it's a waste of time to list them. Only a year ago, mentioning XRP on Twitter in the cryptosphere and you'd likely be mocked or even ostracized - sorry, Raoul - but price action has changed all that, and now that the XRP army has finally had its moment in the spotlight, it's their 'victory day' today.