now that both Apple and Google have their own Find My networks powered by the end-to-end-encrypted exchanging of Bluetooth identifiers,

who's going to build a breakout peer-to-peer payments service

“Good casts: eclectic, quirky, witty” - @botornot

Not familiar with this. Do you know of a good tl;dr about it?

an LLM could probably give you a good one from these references. 

Also look up Project Breakout at Apple

https://developer.apple.com/find-my/
https://support.google.com/android/answer/14796936
https://blog.google/products/android/android-find-my-device/

Answering the question "where's the beef?"