TVL is not the goal; TVL is a necessary evil. Every dollar locked in a (especially immature) protocol instead of being locked in a simple and secure wallet is to some extent a security risk.

Sometimes we have to take that risk to get valuable benefits, but locking for the sake of locking should be minimized.

Very true. It’s so understated how important not having funds locked are for true decentralization. Like how can we expect people with little to no wealth to lock up their funds? We can and must do better. Especially if we want to transform the social and financial limitations that have been built up over millennia