Mauricio Zuleta
@onchaindrop
Well according to statistics less than 2 billion human beings are not banked for many reasons and those who are have savings problems due to high commissions for account or card maintenance, not everyone has access to credit or loans, much less to investments, and the entire traditional system is very obsolete and bureaucratized, on the other hand, DEFI are ready to solve all these weaknesses since I can have access to investments, digital accounts, more security, privacy of your data, access to credit, loans, savings, more competitive rates, without maintenance with much more interoperability between networks, being able to tokenize real-world assets to facilitate access, you can vote and make decisions within the system for greater democratization, in short, DEFI can evolve on a large scale and facilitate the transformation of financial systems in the world and be able to have another perspective on how to access, manage and invest our money. 0 reply
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A more real example would be #Lens protocol, currently the large web2 social media companies are centralized, you do not have the power of your data, on the contrary, they monetize your data, we monetize with endless conditions, we also have the disadvantage of censorship, all the information is centralized on servers, the usage policies and algorithm can change constantly and harm your visibility, then a social network in web3 as I mentioned before (#Lens) is characterized by being a decentralized social network where you have control of your data and all the information is distributed in nodes for greater privacy and security avoiding possible hacks or scams, censorship is less and the content we publish is not affected by so many imposed conditions of policies and algorithms 0 reply
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In Web3, there are several tools that are given little importance or go unnoticed by most of the crypto ecosystem, and even more so by Web2 users just starting out on Web3. The issue of privacy and security is one of them. In other words, privacy in crypto should be the most essential and basic, and at the same time, the most important. Unlike Web2, our data is VERY PUBLIC. Our crypto ecosystem, on the other hand, uses blockchain and cryptography so that our data is truly ours and no one else can have it or use it without consent. Why does this go unnoticed? Well, because retail has been accustomed since birth to providing its data in a naive manner and has little understanding of the subject of cryptography and blockchain, then I need more information, more ease of understanding, more visibility šš 0 reply
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Given so many uncertainties in the markets, globalization, geopolitics, and many external and internal factors around the world, the word "predict" in itself is already a venture, especially in the long term (2030). But we can get an idea, and if we want to define it as a perfect prediction, it's welcome. I undoubtedly think that crypto adoption will be much greater than today and that BTC will be a store of value in many more countries, which would influence a better price. AI combined with quantum physics, cryptography, and other niches that will surely appear along the way will give a new direction to the crypto ecosystem. 0 reply
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Financially speaking, I had no habits. It's something that culturally isn't taught to you in school or at home, and I'm referring to people who are my age. Today, that pattern has changed a bit since we live in a more globalized world and not as obsolete as it was 30 years ago. Even with the incursion of the crypto ecosystem, finances have evolved. One of the habits I understood and practice is knowing what money is and how to earn it, take care of it, and distribute it. And it has worked for me because I know how to earn, take care of it, multiply it, invest, reinvest, and enjoy it. On Web3, you learn many topics about centralized finance and, above all, what interests me the most and what I practice most is decentralized finance because we have many tools and protocols that serve as leverage to achieve the long-awaited and dreamed-of goal of financial freedom! 0 reply
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Nowadays there are several tools that can make our lives easier and safer in the crypto world, but they have the particularity that they are very unique, they do not bring everything in one, a perfect tool would be a protocol with a wallet included that allows you to buy p2p tokens that all networks have and that tokens can be transferred between networks without the need for a bridge, that all these transactions are with very low fees, that they have a betting system with competitive APR and without blocks and that when you want to unstake you do not have to wait 7 or 14 days or a month to be able to withdraw, in which you can make loans and borrow, Yield, that you can do perpetual or future or spot trading, with a built-in market for NFTs and Memes, and the best thing is that all these transactions are fully encrypted and cannot be tracked by any other onchain protocol !! Someday we will have a protocol like this 0 reply
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Today, this ecosystem has been displaced by memes. Despite not having many mats, I avoided most of them because they all did exactly the same thing, it was a pattern. They made the mint, they shoved in your eyes all the great utilities that came, for example, stake DAO, possible airdrops, anyway, until they did the exhausted one, they did not stop promote, once they did it they said goodbye saying the team was very tired that they should sleep rest and they left, the next day they were no longer there they had closed their accounts on discord and Twitter and scammed the entire community!! 0 reply
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There are many tools today to navigate the crypto world without drowning in the attempt, personally when I started in this ecosystem the main tools were social networks because all the updated information of each project passed through there and a wallet in my case Metamask then phantom and many more that helped me operate on the different platforms, there are also the DAO or premium groups, over time we use other tools to know where the interest of the investor is and where the money is moving and what is the fashionable niche such as Defillama, Artemis, nansen, lookonchain, among others, obviously I also mainly use dex for example jupiter, to make a bridge I use Relay, to revoke protocols in the wallets I use revoque cash and all those tools I got to know through social networks !! 0 reply
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Really to start it would have to be said that web3 games have finally scaled and are at the top, but that has not happened and I have been hearing that promise for years, I do not know if they will achieve it now with all that they have progressed and evolved and still they do not finish convincing, I would say that there was a time in full bull run before even before the arrival of the Nft boom that free to play games were imposed, for example the most prominent PVU AND AXIE, that type of mechanics would have to be implemented but adding other tools so that the game is sustainable and not what ended up happening with said games, that is, round ponzi, one of those mechanics would be to personify avatars, implement nft type lands or weapons or characters that by going up levels evolve over time and be able to have access to a marketplace, and create a marketing system to take the game to the next level using projects for example #warcasp or #Kaito to create guilds for players to talk about the game!! 0 reply
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