"Which movement will win? I’m not sure. Vertical finance seems like a safe bet, with many proven successes such as Shopify, but the pace at which it can move is still tied to the speed of the underlying financial institutions and regulators. Crypto, on the other hand, can move as fast as it wants, but as seen by the proliferation of scams and fraud in the space, many are discovering that a lot of the red tape of the current system is there for a reason."

"Which movement will win? I’m not sure. Vertical finance seems like a safe bet, with many proven successes such as Shopify, but the pace at which it can move is still tied to the speed of the underlying financial institutions and regulators. Crypto, on the other hand, can move as fast as it wants, but as seen by the proliferation of scams and fraud in the space, many are discovering that a lot of the red tape of the current system is there for a reason."

https://economyofbits.substack.com/p/marc-andreessens-original-sin