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Federal Reserve's Gulsby stated that the state of the US economy will determine the speed at which the Fed will cut interest rates in the future, but he added that he hopes the Fed can find a point to stop cutting interest rates by the end of next year. Gulsby said, "I hope the situation continues to develop so that we can approach the range of neutral policy." Although he did not specify his estimate of the neutral rate, he said it would be around 3% (far below the current 4.5% to 4.75% rate, roughly equivalent to the median stop point predicted by Federal Reserve officials at the September meeting). @tifjb