Addressing credit risk in cryptocurrency airdrops requires careful evaluation. First, research the project’s legitimacy—check the team’s background, whitepaper, and community feedback on platforms like X. Unverified or anonymous teams often signal red flags. Second, assess the token’s utility and distribution model; excessive supply or vague use cases may indicate low value or scams. Third, use wallet security best practices—create a separate wallet for airdrops to limit exposure to phishing or malicious contracts. Avoid connecting primary wallets with significant holdings. Fourth, verify links and smart contracts independently; fake airdrops often mimic official sites. Finally, monitor market behavior post-airdrop—pump-and-dump schemes are common. By combining due diligence with proactive security, you can mitigate credit risks and navigate airdrops more safely in the volatile crypto landscape.