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Marine

@marine

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55 Followers
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Marine
@marine
Too many Swiss private banks are watching from the sidelines as if tokenization is still a hypothesis. It’s not. → Santander issued $100M+ in tokenized bonds. → JPMorgan’s Onyx cleared intraday repo on chain. → MAS’s Project Guardian is already testing cross border settlement with real assets. Meanwhile, Swiss banks are still running pilot workshops. I get it — discretion is the Swiss way. But waiting for regulatory perfection is no longer a hedge. The rest of the world isn’t asking if they should tokenize but they’re asking what they tokenize next. When global allocators shift to on-chain rails, client expectations will shift too. The institutions that define strategy now ( product scope, custody stack, compliance rails) will lead. The ones that wait for “clarity” will spend the next five years catching up. This really isn’t about being first. It’s about making sure you’re not last.
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@marine
I’m glad the DOJ finally dropped the theatrics. Ending NCET is a reset. For too long the U.S. treated crypto like a threat. We had prosecutors playing regulators. Startups getting dragged into courtrooms over token structure. All while the real criminals (cartels, ransomware ops, terrorist cells) quietly adapted crypto better than any VC. Crypto is infrastructure. It deserves policy, not prosecution. Not every DeFi experiment needs a subpoena. If you're serious about market maturity this pivot is huge. We need law enforcement chasing actual financial crime, not slapping civil lawsuits on protocol founders for UX choices. Traders, builders, even banks everyone wins here. We're finally being treated like a financial vertical & not a political pawn. Good regulation protects. Weaponized regulation delays the inevitable.
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Brian Armstrong's top crypto prediction for 2025 🤯 "The rise of self-custodial super apps" is now officially on Coinbase's radar! Legend XYZ ($150M valuation) and DeFi App ($100M valuation) are still building their super apps. Meanwhile, MC² Finance has already launched these products in beta using a fraction of their funding. That's real capital efficiency in action 💪 ✅ AI Analytics - "Hey AI" natural language interface ✅ Cross-Chain Trading - Trade seamlessly across blockchains ✅ Strategy Marketplace - Follow top performers or create your own The future of web3 is where no one knows they're on blockchain. Be amongst 28,000 users to try our beta solution: https://app.mc2.fi 👉 Read the full article: https://mc2fi.beehiiv.com/p/brian-armstrong-s-top-crypto-prediction-for-2025
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Thrilled to share that @mcsquaredfi first trading prototype is live on staging today! 🚀 With just one click, you can now execute trades through our smart checkout system that automatically finds the best liquidity route for you across ALL chains, protocols, and tokens from a single interface. This means: ✅ More security ✅ Better rates ✅ Simplified trading experience Coming soon on MC² Finance: https://app.mc2.fi/ Another step closer to bringing institutional-grade DeFi yields to regulated markets. Stay tuned as we continue building the bridge between DeFi innovation and traditional finance! #DeFi #FinTech #TradFi #Crypto #MC2Finance #WeeklyWin
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@marine
Heyo, growing brains at Network School Book Club! Reading 3 books a week, so I’ll be dropping thoughts here. Up first: the classic Atomic Habits. If you haven’t read it—do. First time around reading it, i was at uni and used it to block distractions . Crazy how much still applies today. Biggest takeaway: identity > goals. It’s not about "working harder"—it’s about becoming people who ship great products. One thing I still don’t fully buy: do we really need to track every habit? Can good habits stick without measuring them? Also rethinking habit design in DAOs—how do we make great governance automatic? What’s one Atomic Habits idea you actually use? 🚀 @ns @piffie
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@marine
The U.S. just made Bitcoin a strategic reserve asset and this changes everything. For years, institutions dismissed Bitcoin as speculative. Now, Trump’s administration is removing $17B in potential selling pressure by repurposing confiscated Bitcoin into a government held reserve. This is exactly what went down for nations that once stockpiled gold. Why does this matter? → It signals long term state level adoption. → It forces traditional finance to rethink digital asset reserves. → It accelerates regulatory clarity (especially with the upcoming Crypto Summit) If the U.S. is securing Bitcoin supply while India and Europe push restrictive policies, where will liquidity flow? Governments don’t back assets they think will fail. They back what they plan to integrate. So if Bitcoin is becoming an asset of national interest, how long before others follow?
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@marine
It's been 30 days since Trump took office. This is a list of good things he did for crypto⬇️ → Huge regulatory change. SEC Chair Gary Gensler is out. Pro-crypto voices like Paul Atkins and Mark Uyeda are in. A new task force is drafting clearer rules for crypto markets. → DOGE (Dept. of Government Efficiency). Musk is unofficially leading a restructuring push. He is targeting inefficiencies across federal agencies. Lawsuits have already piled up. → Ross Ulbricht pardoned. A campaign promise delivered. The Silk Road founder walks free after nearly a decade. → State level Bitcoin reserves. Lawmakers in Texas and Wyoming are pushing to hold Bitcoin on their balance sheets. This is closely mirroring El Salvador's playbook. → A national crypto reserve in the making. Trump's administration is studying the feasibility of a sovereign Bitcoin fund. In 22' we were debating a crypto ban. Today, the government is integrating it. Bullish.
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The U.S. dollar isn’t the global reserve currency because of what it is…it’s because of what it controls. Oil trade, SWIFT payments, capital markets. Basically, entire economies run through it. But what if the next reserve asset wasn’t a currency at all? What if it was a network? Think about it. Bitcoin competes as “digital gold.” Stablecoins mirror the dollar. But networks are a different league. They control liquidity, settlement, and access. If a global financial system ran on Ethereum or Solana, wouldn’t the dominant blockchain itself become the reserve asset? SWIFT controls money flows between banks. What happens if DeFi replaces it? BlackRock’s tokenized funds on public blockchains hint at the shift already & so if trillions move on chain, does the chain itself become more valuable than the currencies moving through it? The next reserve currency might not be a currency at all. It might be an unstoppable, neutral, and programmable financial network.
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@marine
Not a very web3 exclusive take but narrow positioning works against you when done too early. Many founders niche down before testing broader markets. Dangerous move. Take Slack. They didn't start as "messaging for engineering teams." They tested with gaming communities first. The engineering niche found them. Or look at Notion. They began broad. "All-in-one workspace." Only later they dominated specific verticals like startup docs and wiki tools. Your super-specific niche should come from market pull (not from day one assumptions) Test wide. Niche down when users tell you where you're winning.
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@marine
Markets have always been shaped by three things. Greed, fear, intuition. I am scared for what happens when that stops. DeFi is already moving toward fully autonomous finance. No emotions, no hesitation. Just pure efficiency. Ai first hedge funds already outperform human traders by over 15%. DeFi protocols are experimenting with self-adjusting risk models. Soon AI will run entire financial ecosystems. This is scary. Will the perfect market hypothesis finally come to hold true? Should it? Who takes responsibility when things go wrong? At some point, finance stops being a game humans play. Will we still have a seat at the table?
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@marine
First, they dismiss it. Then, they own it. Bitcoin? A scam (until Wall Street wrapped it into ETFs) Derivatives? "Too risky" (until banks built trillion-dollar markets around them) Stablecoins? “Shadow banking” (until TradFi firms started issuing their own) This is the playbook: → Step 1: Reject innovation. Call it dangerous, speculative, or illegal. → Step 2: Accumulate in the background. Push for regulation that benefits incumbents. → Step 3: “Legitimize” it but on their terms. What’s next? Probably DeFi. But not the DeFi we started with. The one TradFi will mold to fit its interests.
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Crypto loves to call itself permissionless. But is it really? Anyone can deploy a smart contract. Launching a successful protocol is a different game. → Capital: Raising liquidity is harder than getting a TradFi banking license. → Security: One exploit, and your protocol is dead. → Adoption: Network effects favor incumbents, just like in TradFi. We talk about open systems, but the real bottleneck is power dynamics. Permissionless innovation is about breaking the monopolies on trust, capital, and distribution.
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Google just launched Gemini 2.0 (their most powerful version yet). But it feels broken to me. This is pushing deeper into AI agents. It integrates systems designed to act, not just assist. OpenAI, Anthropic, and Microsoft are all chasing the same vision: AI that completes complex, multi-step tasks for users. But here’s the problem: AI inside legacy tools feels broken. Tried using Gemini and Copilot for productivity. It’s clunky. AI is being bolted onto outdated software. Adding an AI sidebar to an old system doesn’t unlock real efficiency. → ChatGPT reshaped how people think and iterate. → Legacy office tools trap users in pre-AI workflows. I really think AI isn’t meant to "assist" inside old systems. It should replace them. The real shift will come from AI-native tools. Not a plugin. Not an add-on. A new foundation. Where’s the AI-first productivity suite that changes how we work?
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Notes from my diary, Saturday (14/12/24): We do not talk enough about P2P (or how terribly it failed) Crypto promised a world where anyone could borrow and lend without banks. No middlemen. No gatekeepers. Just smart contracts matching lenders with borrowers. Instead, we got: a) Overcollateralized loans. Borrowing $100 required posting $150 as collateral. Who needs a loan when they already have more money? b) Whales dominating liquidity. Most lending pools relying on a few big players, not actual peer-to-peer interactions. c) MEV bots skimming profits. Arbitrage bots extracting value before everyday users even get a fair trade. P2P finance failed because it never actually became peer-to-peer. The solution here is marter undercollateralized lending. That paired with reputation-based credit will enable true decentralized risk-sharing. Until then DeFi is just repackaging banks in code. We cannot get away with it. Ps: A small leather journal with a fountain pen every weekend will do you wonders.
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@marine
For three years, Chris and I lived as digital nomads. We built, traveled, worked insane hours. We pitched investors from beach cafes. We closed deals at midnight. We spent more time in airports than homes. It was exhilarating. It was freedom. But work is a strange thing. It consumes you until time becomes a currency you don’t track. And yet there’s one moment I’d take back. I wasn’t home in time to say goodbye to my grandfather. I thought I had more time, I did not. That’s the trade-off no one talks about. Not money. Not success. Time. I wouldn’t change my path. But I’d change that moment. In the end, the biggest deal you’ll ever make isn’t with investors. It’s with the people who love you. You don’t always get a second chance. Building something from nothing takes everything. If you are not locked in, it will be a hard journey ahead :)
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Shadow banking makes DeFi look simple. It moves trillions outside regulations. It bypasses banks through hedge funds, private credit, and off-balance sheet lending. It fuels markets but nobody really knows how much risk is buried inside. The shadow banking sector is worth $200T+ Blackstone and Apollo now rival banks in lending. Shadow banking even played a major role in the 2008 crash. The system operates in the dark. It has less oversight and higher leverage than traditional finance. If a crisis starts here, regulators won’t see it coming. DeFi isn’t the real Wild West. This is.
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MC² Finance is at Devcon 🇹🇭 Your DeFi Terminal for traders Ping @piffie and I for a meetup
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Founders, I can’t say this enough: VCs want to build a relationship early! VCs invest in lines, not dots, and they want to know you throughout your journey and see how you progress. Don’t dread the update calls with your investors. #tech #founders #funding #building #vc https://i.imgur.com/hGL9Aam.jpg
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Don´t know what to read? This will save you a ton of time to find yourself some good brain food. This Harvard Prof selected a bunch of old classics and even links to the "must-read pages" of the "must-read books". Max points on the curation! https://www.mensetmanus.net/inspiration/fifteen_minutes_a_day/index.shtm
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>3m Redditors used Reddit’s Vault blockchain wallet to create over 3m crypto wallets to date. Most of these — 2.5m — were created to purchase NFT avatars that can be used as profile pics on the platform. That’s more than OpenSea In # Of NFT Wallets, crazy results considering Reddit hasn’t long been game int
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