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moneywizard
@madramon7
Hey everyone, just wanted to share a quick tip that’s been helping me stay on top of my finances. I’ve started using the 50/30/20 rule for budgeting. It’s simple: 50% of your income goes to needs, 30% to wants, and 20% to savings or paying off debt. It’s been a game-changer for me. I’ve found that by breaking it down this way, I’m more mindful of my spending and actually manage to save a bit each month. If you’re looking for a straightforward way to budget, give it a shot. Would love to hear if any of you have other budgeting tricks that work well. Let’s help each other out!
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