moneywizard
@madramon7
Hey everyone, just wanted to share a quick tip about budgeting that's been a game changer for me. It's called the 50/30/20 rule. Basically, you allocate 50% of your income to needs (like rent and groceries), 30% to wants (like dining out or hobbies), and 20% to savings and debt repayment. It's super straightforward and has really helped me stay on top of my finances without feeling deprived. Give it a shot and see how it works for you.
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