creditclub

Interest raffle aka feelinglucky is my favorite @creditclub mechanism.

Instead of giving out interest continuously and only to lenders. We distribute it stochastically (when wver the public calls it) and all of the member interest to one party each time. 

Over a long enough time period this is just as fair but if someone happens to be overdue when they’re called they miss out on ALL the clubs interest.  Making it in their financial interest to be in good standing.

https://creditclub.cc/club/0x2072ea35ebdc3b9318a6214f220f9bad1b54f815

What do yall think of ‘feelinglucky’?