DeFi: To lock or not to lock? 🔐

I would like to talk about DeFi and one popular thought: “Locking assets in DeFi is bad.” But is this really so?

💡 What DeFi opponents say:
1️⃣ In a bull market, assets are needed here and now. They must be liquid so that they can be sold at any time.
2️⃣ In a bear market, holding assets is also bad: the price falls and you cannot sell them to minimize losses.

DeFi allows you to:
🔹 Gradually increase the amount of your asset.
🔹 Reduce the average purchase price by earning interest on invested coins.

A simple example: you are locking Ethereum in the DeFi protocol. Even if the price of ETH falls, your staking brings you additional income. And when the market turns around, you will already have more coins that will rise in price.

Bull Market and Profitability in DeFi 🌟
In a bull market, returns in DeFi rise along with asset prices. If recently, for example, Ethena gave 6-7% per annum on its stablecoin, now it is already 29% per annum. 🚀