Decentralized Finance (DeFi) is revolutionizing the financial landscape by eliminating intermediaries and offering open access to financial services. Built on blockchain technology, DeFi platforms enable peer-to-peer lending, borrowing, and trading with transparency and security. Smart contracts automate transactions, reducing costs and increasing efficiency. However, challenges like regulatory uncertainty and smart contract vulnerabilities remain. As DeFi continues to grow, it promises to democratize finance, giving individuals control over their assets and fostering global financial inclusion. The future of finance is decentralized, and the possibilities are endless.