Talent

This week, literally 5 (FIVE) different founders told me they are building under-collateralized lending based on reputation and are using @talent as a credit score for it.

I’m extremely  bullish on finance products that add a reputation layer—unlocking new possibilities for broader applications across the industry.

As @jessepollak tweeted, thanks to @base, @talent, and @farcaster, we now have the essential components to create more robust financial systems with great distribution power.

LFB 🫡

A sufficiently decentralized social network. farcaster.xyz

@base builder #001; onchain cities w/ OAK & city3

What’s your Builder Score?

Reveal your reputation at http://talentprotocol.com.

Can you reveal the names of the projects?

I’m curious about how undercollateralized or zero-collateral lending will address the risk of default when a borrower has no intention to repay. What safeguards exist if a wallet associated with a high builder score gets compromised?