why hasn’t visa or mastercard made a payment method that doesn’t expire?

having to plug in a new card in all these places after the old one expires is so annoying.

𝚆𝙾𝚁𝙺𝙸𝙽𝙶 𝙾𝙽: @vision 👁️ ✦  ensdata.net ✦ pugson.net/rfe ✦ 𝙿𝚄𝙶.𝙴𝚃𝙷 ✦ 𝙿𝚁𝙴𝚅: @rainbow 🌈 

All the networks do offer a service to merchants they can use to automatically update reissued cards; I guess not all merchants subscribe to it. https://paymentcloudinc.com/blog/account-updater/