veeapt

DeFi promised a financial revolution—a world where users could build custom strategies by seamlessly stacking protocols like “money legos.” However, the reality has been disappointing: only 10% of crypto holders are active monthly users, meaning that less than 1% of the global population regularly interacts with DeFi. Meanwhile, the amount of layer-2 chains on major networks like Ethereum has only increased. The result? Complexity and fragmentation make it difficult—if not impossible—for most people to engage.