If you don’t understand money, you’ll never be truly wealthy. 

Here are 15 money skills everyone should know by age 30👇:

•In a 🌏 of #umbers #DeFi Enthusiast Learning Block by Block 🔗 •Universal Law student •Leading an Onchain management Platform @Ehodler

2. Investing in Yourself 

88% of millionaires invest in themselves. 

How to invest in yourself:

-Read books 📚 
-Exercise 
-Take courses 
-Join a community
-Listen to Podcasts 

The best investment you can make is in yourself.

3. Controlling Your Spending 

Society tells you to: 

-Spend 
-Show off 
-Consume

Instead, you should: 

-Pay off credit card debt
-Build up an emergency fund 🚨 
-Invest in appreciating assets 

Don’t go broke trying to look rich.

4. Paying Yourself First

How to pay yourself first:

• Deposit paycheck
• Automate investment first 
• Anything left over goes to bills 

Determine: 

-Where to invest 
-How much to invest 
-Investment frequency 

Make your money work for you.

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Looking to multiply your wealth without unnecessary risks? 💰
💡Unlock The Millionaire’s Guide to Smart Investing in Digital Assets and take the first step toward financial success.

Get your free guide here 👇
https://SuiterFinance.com/from-novice-to-pro-how-understanding-your-investor-profile-can-take-your-investments-to-the-next-level/

5. Increasing Your Income

Increase your income by:

- Negotiating a raise
- Starting a side hustle 
- Switching to a new job 
- Building an online business 
- Learning a high-income Skill

Life gets easier when you make more money.

6. Creating a Budget 

Budget help you figure out where your money is going. 

To create a budget , track every cent: 

- How you made it 
- How you spend it 

Then categorize your spending as: 
- Needs
- Wants 
- Wishes

spend on your needs and save/invest the rest.

7. Automating Your Money

92% of millionaires automate their money. 

Automation helps you build wealth on autopilot. 

You can automate: 

- Your savings 
- Your investments
- Your bill payments 

Work smarter, not harder.

8. Building an Emergency Fund 

63% of Americans cannot afford a $500 emergency. 

That means the average American 🇺🇸 would have to resort to high-interest credit card debt to pay for surprise expenses.  

Do your future self a favor and save 3 to 6 months’ worth of living expenses.

9. Paying Off Bad Debt 

Credit cards can be a double-edged sword. 

Use credit cards wisely, because they can DRAIN your wealth. 

If you can’t pay off your credit in full every month, you can’t afford your lifestyle.

10. Starting a Side Hustle 

Building a successful side hustle will take: 

- Hard work 
- Dedication 
- Long nights 

The reward will be: 

- Fulfillment 
- Freedom
- Time 

Start by learning a high-income skill.

11. Jumping at Opportunities

Never let an opportunity pass you by.

Don’t be afraid to:

- Take a new job 
- Start a new business 
- Negotiate for a higher pay 

Opportunities multiply as they are seized ~ Sun Tzu

12. Building on Your Strengths 

Everyone has strengths: 

- Writing ✍️ 
- Managing
- Mathematics 

Build on your strengths and create a career out of it.


That’s how you’ll make more money.

13. Surrounding Yourself with Winners 

If you want to be the best, then you have to surround yourself with the best. 

Curate a tight-knit circle of high-quality friends and mentors. 

Quality over quantity.

14. Adopting Healthy Financial Habits 

It takes about 66 days for a new behavior to become an automatic habit. 

Stick to a productive daily routine to build healthy financial habit. 

Stick to a productive daily routine to build healthy financial habits. When you build healthy financial habits, you will struggle less in life.

15. Choosing Your Partner Carefully

86% of millionaires are married - and 65% are still in their first marriage. 

Find someone who is: 

- Frugal 
- Mindful about money 
- Aligned with your financial goals

Find someone with a winning financial mindset.

If you found this thread helpful: 

1. Follow me @griffin4defi for more valuable insights. 

2. Share this post so it can help more people 

Thanks for reading!

1. Growing Your Network

If you want to get rich, 

Start building relationships with: 
-Lawyers
-Bankers 
-Investors 
-Accountants 
-Wealth advisors 
-Business owners 

Your network is your net worth.