The average person believes the harder they work the more money they'll make. Their linear thinking equates labor and effort with financial success. This is why most people aren't rich.
They're following an outdated model of success and are confounded when they reach middle age with little money to show for twenty years of hard work. The rich know that creative thinking is the highest paid skill in the world. Independent, creative thinking is the most valuable asset anyone can acquire. So while the masses are trying to figure out how to put their kids through college and retire on half of what they can barely exist on now, the great ones are building empires, living in abundance, and donating large sums to their favorite causes.

gmonad

Reminds me of a book called millionaire fastlane