Everyday I'm getting more convinced that Balaji might have been right. 

My conviction is still pretty low (ca. 4-5%) but it started from 1%.

Building @kiwi 
Writing @ https://kanfa.macbudkowski.com/

USD is still the least dirty shirt in the basket. Nowhere to exit except crypto or gold and when presented with those options, most depositors will laugh Balaji out of the room even if their bank is insolvent.

Japan’s banks were insolvent in the 90s and they survived even while not having a global reserve currency.

musician: gigameshmusic.com | dev: github.com/gigamesh

You can also try exiting into real estate which I predict would be the main direction for most people with tons of cash.