My most cancelable take is that we are still ~a decade away from being able to onboard a billion daily users to any chain 

But what if you try today anyway? 
- in the odd chance of success your settlement layer doesn't scale
- no user has any privacy whatsoever
- you build on a tech stack (VM, RPC standards, SC language) that will change multiple times until we settle on what will eventually onboard a billion users
- your users need a wallet and the UX of all of them is a disgrace - which isn't a dig, it just isn't possible yet to optimize UX in such a rapidly moving environment

The only way to fix all of that is investing in infrastructure and getting all of that right - I know you hate hearing that also

VP Tech Gnosis, founder HOPR. I believe in empowerment of the individual through decentralization and privacy.