Yield Generation: Balances can be easily applied to generate yields greater than traditional savings accounts (see USDC and Coinbase).
- Censorship Resistance: For the most part, balances are virtually immune from censorship by governments outside the issuing body. This means that people in countries like Venezuela, Lebanon, Ukraine, and Russia could have access to USD and EUR through crypto wallets that are untouchable by their local governments and immune to regional banking or financial crises.