If you don't have a multisig or social recovery wallet, imo the next best is to split up your seedphrase with a "poor man's 2-of-3": chunk 1 is top + middle, chunk 2 is middle + bottom, chunk 3 is bottom + top.

We could even use the kind of paper that people use to sign two copies of a form at the same time for this:

I don't think most people actually know what it means to truly "own" something and the difficulty that comes with protecting that in which they find significantly valuable. I had to become a minimalist in order to discover I didn't own my things, they owned me