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What is your opinion about ETF? How are you feeling?

ETFs are generally considered a smart investment choice due to their diversification, low costs, and ease of trading. They're suitable for both novice and experienced investors looking to build a balanced portfolio.

Do you see their effect in the current market as positive? Or do you feel that the goal is to fill their own pockets?

ETFs positively impact the market by making diverse investments more accessible and improving liquidity. They offer individual investors low-cost entry into various assets. Although providers profit from fees, ETFs primarily democratize investing rather than just benefiting the providers.