When evaluating the blockchain space, it is no different from the Web from an implementation perspective. It boils down to 3 interrelated segments: 

	1.	Infrastructure 
	2.	Services (on top of Infra)
	3.	Apps (on top of Services)

Where are we in each (% readiness & completion) and which success / growth factors are key? 

	1.	Infrastructure: Adoption, Tools, Openness, Performance. 50-70%
	2.	Services: Standards, Ease of Use. 10-20% 
	3.	Apps: User experience, Value, Network Effects. 1-5% 

Some principles: 
Decentralization, Cost Effectiveness and Security are table stakes. 
Community is just a means to an end. 
Users matter more than community. 
Services must reach non-tech users, not just developers. 
Apps must bring something new we couldn’t do with Web2.

Entrepreneur, angel investor, Author, The Business Blockchain. 
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Nice breakdown. DeFi is the perfect example - we've got solid L1/L2 infra but are still early on services that make it accessible.

The gap between infrastructure and actual user-facing products is where the next wave of innovation needs to focus.

Create, Distribute & Monetize Any DeFi Strategy in Minutes.

No coding needed–just pure strategic thinking. Its like Shopify for DeFi.

Not exactly geared towards non-tech sector but our Factor Studio's UI was created especially for the ease of use for DeFi enthusiasts of all experience levels.

Anyone can build their yield strategy by assembling our primitive building blocks and adjust with drag & drop functionality. 

Might not be 100% what you had in mind but we're getting there.

Agreed. 
I’d love to see more middleware that is geared to the non-tech user, ie empower regular business users to create / build / assemble or just use.