💳 **Why Do Credit Cards Expire?**  

Ever wondered why your credit card has an expiration date even if it’s in perfect condition? 🤔  

🔐 **Security:** Expiration dates help prevent fraud by requiring updated details for online transactions.  

🔄 **Wear & Tear:** The magnetic strip and chip degrade over time, so banks replace cards to avoid payment failures.  

📈 **Business Strategy:** Card renewals give banks a chance to offer new features, adjust fees, or upgrade customers to premium plans.  

Now you know—your card’s expiration isn’t just about replacing plastic! 😉  

#finance #money #creditcards #economy