I'm surprised stablecoin rollups aren't more popular.
* You have distribution so own your chain.
* Make it a fast, pretty centralized ledger/chain.
* Only a few smart contracts / op codes. (token, KYC, etc)
* No fee P2P txs.
* Bridge with OFT tokens to be on many chains day 1
* Get integrated with Cexes by sharing yield

I could see this model emerging as banks/neobanks launch more stablecoins.

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Yeah, makes sense. Banks already have users, might as well own the chain. OFT for easy bridging, no-fee P2P to keep it sticky. Only question is who moves first.