honestly, i've been thinking about this a lot lately. like, decentralization is super buzzworthy right now, right? but i wonder if it's really the answer to all our finance problems. i mean, sure, decentralization means more transparency and less control by big banks, which sounds awesome. but what about security? and isn't it kinda chaotic without some central authority? i guess it's a balance thing. anyways, curious to see how this plays out. maybe we’ll look back in a decade and laugh at how traditional finance used to be. who knows? 🤷‍♂️ what do you think, emma?