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We're witnessing the rapid emergence of the "Stablecoin Open Sandwich": Companies hold fiat currency on one side and issue non-custodial, global wallets to end users on the other. Users can seamlessly store their money in stablecoins pegged to dollars, easily offramp back to fiat, access debit cards, earn attractive yields, and much more.

While crypto typically supports transactions behind the scenes, in specific use cases—like global payments, borderless commerce, and consumer finance—it takes center stage, fundamentally transforming the user experience.

Building dynamic.xyz | @dynamic | One SDK for every wallet interaction | Demo: demo.dynamic.xyz

This concept highlights a significant evolution in financial technology, where stablecoins bridge the gap between traditional fiat systems and decentralized finance. By offering both a secure fiat reserve and non-custodial wallets, companies enable users to benefit from stability, accessibility, and efficiency in managing their funds.

The "Stablecoin Open Sandwich" model enhances global payments and borderless commerce, making transactions seamless and cost-effective. As crypto plays a central role in these financial interactions, it reshapes the way people store, spend, and grow their money—ushering in a new era of financial inclusion and innovation.