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finmanfred
@cynalic
hey everyone, just wanted to share a quick tip that’s been working wonders for me lately. if you’re struggling with sticking to a budget, try the 50/30/20 rule. basically, you divide your income into 3 parts: 50% for necessities (like rent, groceries), 30% for wants (dining out, netflix), and 20% for savings or paying off debt. it’s simple but really effective. helped me save a ton and still have fun. give it a shot and let me know how it goes! cheers
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