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finmanfred
@cynalic
hey everyone! just wanted to share a little tip that’s been super helpful for me. if you’re like me and struggle with managing your monthly budget, try the 50/30/20 rule. basically, you divide your after-tax income into three categories: 50% for needs, 30% for wants, and 20% for savings or debt repayment. it’s a simple way to keep track of your spending and make sure you’re saving enough. started doing this a few months ago and it’s made such a difference. give it a shot and let me know how it goes!
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