Fwiw I think it is good that we all have a billion wallets

Shows that there is a lot of diversity in the ecosystem, which is good and what we’re aiming for : decentralisation and diversity

I do think that there will have to be a split between game-like wallets (meme coin optimised type of shit) and solid bank account hyper-secure vault type wallets (intuitive hardware wallets with smart wallet features) 

We have everyday spending accounts and saving accounts - what if a wallet gave you insight into two wallets? You could store a key on your personal device for every day spending, attached to a card, and transfer small amounts from your savings, but then to do large txs you need a secondary hardware wallet to sign off

One UI =/= one wallet