Farcaster

Every crypto user knows the lending and borrowing concept, but the interesting part of this project is that users can connect their web3 wallet or “bank accounts via Plaid”, a secure financial data aggregator. They provide verifiable financial information, such as credit scores, crypto holdings, and income. Based on this data, 3Jane’s algorithm determines their creditworthiness and offers a USDC loan without requiring traditional collateral.

Every crypto user knows the lending and borrowing concept, but the interesting part of this project is that users can connect their web3 wallet or “bank accounts via Plaid”, a secure financial data aggregator. They provide verifiable financial information, such as credit scores, crypto holdings, and income. Based on this data, 3Jane’s algorithm determines their creditworthiness and offers a USDC loan without requiring traditional collateral.

https://www.3jane.xyz/