This might sound like a weird question but bear with me please:

Why do we want USDC retail payments (esp. in countries like the US?)

Not benefits. I'm talking about bigger strategic goals here. What happens when daily consumer payments happen w/ stablecoins?

This might sound like a weird question but bear with me please:

Why do we want USDC retail payments (esp. in countries like the US?)

Not benefits. I'm talking about bigger strategic goals here. What happens when daily consumer payments happen w/ stablecoins?
 https://x.com/jonwu_/status/1823367216797986854

Front toward enemy. @seyitaylor on twttr. 

1. fees for small businesses should go from ~3-4% to <1%. the average small business *total* margin is 3-6%, so this is a doubling of their margin.
2. choice for small businesses (POS, accounting, tax) and consumers (wallets, rewards) should dramatically increase bc it's all in an open ecosystem vs. locked into a specific platform
3. UX for small businesses and consumers should get 10x better bc we'll have so many more people building great solutions on top of the open platform

@base builder #001; onchain cities w/ OAK & city3

Can i play devil's advocate.

I don't disagree with any of your points however until anonymous transactions exist, do consumers want every transaction (and historical transactions connected to the wallet) exposed to anyone?

I would also argue that while Usd stablecoins may offer a more open ecosystem they still have a central entity that can block / hold funds and censor transactions. Would a decentralised stable coin not be preferable?