Vladyslav
@chillyfame
💎1/4 Today we are going to talk about how to keep your BTC and get cash with Mezo. How do I save my Bitcoin for the future if I need to spend it today? Enter Bitcoin-backed loans. These loans let you borrow spendable dollars using your BTC as collateral—no selling required. This means no taxable events, no lost upside potential, and, most importantly, no regrets when Bitcoin's price rises.
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Vladyslav
@chillyfame
👀 2/4 Why Bitcoin-Backed Loans? Let's say you need $50,000 USD (fiat) for a home renovation. You could sell some BTC to access $50,000 to fund it. But what happens when Bitcoin inevitably appreciates? You've just missed out on potential gains.
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Vladyslav
@chillyfame
😎 3/4 Instead, you could take out a Bitcoin-backed loan using that same Bitcoin as collateral. Here's how the numbers work out: - Collateralize 1 BTC ($107,000) at a 50% loan-to-value ratio - Receive $53,500 in stablecoins or fiat - Need less? Collateralize 0.5 BTC ($53,500) to get your $25,000 - Pay interest rates typically ranging from 4-10% APR - Keep full exposure to Bitcoin's upside - No taxable event triggered
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