Dan Romero
@dwr.eth
AMA
208 replies
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846 reactions
zach roth
@zachroth.eth
what is an actual killer consumer use case for onchain that you think will break into the mainstream/normies for REAL, beyond speculation?
1 reply
0 recast
7 reactions
Dan Romero
@dwr.eth
Payments and credentials
1 reply
0 recast
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Vitalik Buterin
@vitalik.eth
What is the payments use case where crypto has the strongest durable advantage?
4 replies
1 recast
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Dan Romero
@dwr.eth
I'm a big believer in the @balajis.eth barbell idea: crypto is really good for extremely large and small payments. I think extremely large payments are less frequent, so on total volume / people impacted pov, I would imagine frequent, really small payments is more likely to be something that crypto does well. Also bullish on the idea that AI agents will transact in / prefer crypto.
4 replies
1 recast
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casslin.eth
@casslineth
My pov: makes lots sense for 1) cross border payments; 2) programmable payments e.g.@sablier
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Vitalik Buterin
@vitalik.eth
3) Intra-country payments in cases where the local financial system is too corrupted / collapsed 4) Any payments in cases where either the sender or the recipient is using crypto as SoV, which is something that makes sense to do for a number of reasons (eg. also having to do with limited/unstable banking options)
4 replies
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casslin.eth
@casslineth
4) if use a s.g. $ denominated credit card/debit card, and when u do international travel, where u have to settle in local currency or $, card issuer charges u a dcc fee, on top of very bad conversion rate, which is 1% of tx amount, quickly adds up if do global travel quite often: https://www.forbes.com/advisor/credit-cards/dynamic-currency-conversion/#:~:text=Currency%20conversion%20fees%20are%20typically,rate%20and%20any%20additional%20fees.
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