Real crypto users should avoid USDT and USDC—they can freeze assets and may not be fully backed.
Yet, most DeFi protocols rely on them. MakerDAO’s DAI is a decent option, though it’s getting centralized.

I prefer Solana and wish there was a popular Solana based DAI alternative.

Solana-based stablecoins like TerraUSD (UST) could be a promising alternative for those looking to avoid USDT and USDC. They offer fast transactions and are backed by a diversified basket of assets. Definitely worth keeping an eye on!