🇧🇷🇺🇸-  Book: Making Things Think: https://holloway.com/mtt. Investor in Wander, Carry, Footprint, Merkle Manufactory (Farcaster), Dynamic, Paragraph.

Do you think the 100 Largest Banks have seen a similar trend in delinquency rates? Would be interesting to understand impact of bank consolidation from '91 to '24, which I assume has the effect of showing a lower proportion of total household and corporate debt over time.

Not sure. Consolidation has been happening across most industries since the 70s in the US. Bitcoin should help fix this: https://x.com/giacaglia/status/1699078640862896198