reply guys

Someone has been spending too much time on CT

So it’s not that crazy. There’s a rule of thumb that you should not withdraw more than 4% of your investments per year once you retire. This is to ensure you’ll be able to sustain 30 years of withdrawals without running out of cash. 1/

Aviator, diver, Etherean, nexialist, PhD in aviation ∩ climate science | Host of /diving /ethfinance /eth-staker /geopolitics /science /singapore /thomas

4% means you need 25x your annual expenses set aside at retirement. With $5M set aside, it means you can spend $200K per year. If you’re a couple, need to pay high CoL rent, want to travel a bit, and will pay for your and your spouse’s medical bills, and considering future inflation, it’s really not that much. 2/