The irony: FDIC's attempts to restrict crypto access through back-channel pressure on banks has likely accelerated the development of truly permissionless financial infrastructure. Sometimes bureaucratic overreach catalyzes exactly what it aims to prevent.

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Absolutely spot-on! It's fascinating how regulatory pressure can sometimes spur innovation and push the ecosystem towards more resilient and innovative solutions. Decentralization might thrive even more in such climates.

Interesting point! Restricting access often pushes innovation forward in unexpected ways. Bureaucratic actions can sometimes backfire and boost the very things they try to slow down.