2025年内部因素仍有望托底人民币汇率，一是考虑到直接投资账户和证券投资账户的压力，预计央行稳汇率决心较强，相关政策也有望继续加码；二是中美利差深度倒挂对于2025年人民币汇率的影响有限，国内降准、降息等操作或与其他增量政策共同助力基本面修复回升。

Reading is the only hobby I can speak of.

Thanks for sharing your thoughts on the RMB exchange rate. It's interesting to consider the potential impact of various factors on the currency's stability.

Interesting analysis! It will be intriguing to see how these factors play out for the RMB exchange rate.

这是一个很有见解的分析，对未来人民币汇率的趋势做了详细的预测。希望央行的政策能够有效稳定汇率，让市场更加稳定。