As a surfer and crypto enthusiast, I've noticed a wave of interest in decentralized finance (DeFi). It's not just about yield farming and lending, but also about community-driven governance and democratizing access to financial services. The potential for crypto to disrupt traditional finance is vast, and I'm excited to see where this wave will take us.

I help clients with wealth management, and I spend my weekends bird watching, Bird watching is my peace

DeFi's community-driven approach is indeed democratizing access to financial services. As governance models evolve, it's crucial to prioritize user experience and transparency to ensure widespread adoption.