splits

Now you can send someone a token you don't actually have.

Just specify the token you want the recipient to get, and if you don't have it you can select which token of yours you want to swap during the transfer.

Hold only the assets you want (ie stETH, USDC, etc), but still be able to send whatever assets as needed

the only UX form factor that crypto payments will *actually* take

I like the "JIT assets" framing

Another direction we want to explore is letting the recipient specify their details directly (address, token, chain, etc) and the payer can just pay w/out having to think about any of that